The core focus of this business practice is the development of lightweight and innovative interfaces to the major financial institutions. This has enabled us to develop a series of financial portals that are utilized by major retailers (and their associated partner institutions) to offer online credit applications/review/adjudication for consumers wishing to undertake major home renovations and/or consider the purchase of new big-ticket assets.

In a move that demonstrates Clochase's understanding of this industry, we provide two forms of these financial portals: (i) fully integrated with the bank backend; and (ii) standalone system complete with manual review/adjudication/approval process. The main benefit of this approach is that the financial institution/retailers can first undertake a trial/scoping activity to determine whether or not this is a viable business opportunity with minimal time and resource investment on behalf of the bank. If this opportunity does prove to be fruitful the portal can process applications (and create revenue for the retailer) while integration with the financial institution is completed.